We’re excited to help you start your journey toward debt consolidation. Here’s what you need to do next:
To get your personalized debt settlement plan immediately, dial 866-737-5664. Our certified debt consultants are standing by to discuss your options and provide you with a tailored solution.
By calling us now, you'll get your personalized plan without any delay. Our experts will walk you through every step to ensure you fully understand your path to financial freedom.
If you prefer not to call, no worries! One of our certified debt consultants will reach out to you within the next 24 hours to go over your results and answer any questions you may have.
Our experience negotiators will work with your creditors to reduce your overall debt.
We aim to lower your monthly payments, giving you more financial breathing room.
Our structured plans are designed to help you resolve your debt faster and more efficiently than traditional methods.
Over $18 billion in debt resolved for over 1 million clients.
Our team of professionals will be with you every step of the way
There's absolutely no risk to you - our services are designed to protect your financial future.
"Knowing that in 3 years... I could be debt-free. At the rate I was going, it would have taken me 10 to 15 years. I feel like there are so many possibilities and options for me now that I didn't think I had before."
– Alejandra N., Freedom Debt Relief Program Graduate, 2019
We help you understand and compare your options for handling debt.
We use simple, easy-to-understand language to help you understand your program at every step.
If your total program settlement cost is more than the total amount of debt you enrolled in our program, we’ll refund the difference from our collected fees, up to 100%.
We look forward to helping you achieve the financial freedom you deserve.
Personal loans are available through our affiliate Achieve Personal Loans (NMLS ID #227977), originated by Cross River Bank, a New Jersey State Chartered Commercial Bank or Pathward® , N.A., Equal Housing Lenders and may not be available in all states. All loan and rate terms are subject to eligibility restrictions, application review, credit score, loan amount, loan term, lender approval, credit usage and history. Loans are not available to residents of all states. Minimum loan amounts vary due to state specific legal restrictions. Loan amounts generally range from $5,000 to $50,000, vary by state and are offered based on meeting underwriting conditions and loan purpose. APRs range from 8.99 to 35.99% and include applicable origination fees. Repayment periods range from 24 to 60 months. Example loan: four-year $20,000 loan with an origination fee of 6.99%, a rate of 15.49% and corresponding APR of 19.54%, would have an estimated monthly payment of $561.60 and a total cost of $26,956.80. To qualify for a 8.99% APR loan, a borrower will need excellent credit, a loan amount less than $12,000.00, and a term of 24 months. Loan origination fees vary from 1.99% to 6.99%. The origination fee is deducted from the loan proceeds. Adding a co-borrower with sufficient income; using at least eighty-five percent (85%) of the loan proceeds to pay off qualifying existing debt directly; or showing proof of sufficient retirement savings, could help you also qualify for lower rates. Funding time periods are estimates and can vary for each loan request. Same day decisions assume a completed application with all required supporting documentation submitted early enough on a day that our offices are open. Achieve Personal Loans loan consultants' hours are Monday-Friday 6am-8pm AZ time, and Saturday-Sunday 7am-4pm AZ time. Loan payments can be made anytime through the customer dashboard or with our servicing agents, who are available 6am-6pm M-F AZ time. Sat 7am-11am AZ time. All estimates for Achieve Resolution’s services are based on prior results, which will vary depending on your specific enrolled creditors and your individual program terms. Not all Achieve Resolution clients are able to complete their program for various reasons, including their ability to save sufficient funds. Achieve Resolution does not guarantee that your debts will be resolved for a specific amount or percentage or within a specific period of time. Achieve Resolution does not assume your debts, make monthly payments to creditors or provide tax, bankruptcy, accounting or legal advice or credit repair services. Achieve Resolution’s services are not available in all states, including New Jersey, and their fees may vary from state to state. Please contact a tax professional to discuss potential tax consequences of less than full balance debt resolution. Read and understand all program materials prior to enrollment. The use of Achieve Resolution services will likely adversely affect your creditworthiness, may result in you being subject to collections or being sued by creditors or collectors and may increase the outstanding balances of your enrolled accounts due to the accrual of fees and interest. However, negotiated settlements Achieve Resolution obtained on your behalf resolve the entire account, including all accrued fees and interest. C.P.D. Reg. No. T.S.12-03825.
Freedom Financial Network, LLC, offers various financial products and services through its wholly owned subsidiary, FDR, and affiliates (collectively, """"Freedom)""""), which may be provided by Freedom or other unaffiliated third parties. All estimates for FDR's services are based on prior results, which will vary depending on your specific enrolled creditors and your individual program terms. Not all clients are able to complete their program for various reasons, including their ability to save sufficient funds. FDR does not guarantee that your debts will be resolved for a specific amount or percentage or within a specific period of time. Nor will it assume your debts, make monthly payments to creditors or provide tax, accounting, legal advise or services. FDR's service is not available in all states, including New Jersey, and its fees may vary from state to state. Please contact a tax professional to discuss potential tax consequences of less than full balance debt resolution. Read and understand all program materials prior to enrollment. The use of FDR's services will likely adversely affect your creditworthiness, may result in you being subject to collections or being sued by creditors or collectors and may increase the outstanding balances of your enrolled accounts due to the accrual of fees and interest. However, negotiated results FDR obtains on your behalf resolve the entire account, including all accrued fees and interest. C.P.D. Reg. No. T.S.12-03825. By proceeding, you acknowledge that you may be contacted by one or more representatives of Freedom to discuss options.
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